Middle Class Affordability Rankings™ - State of Maryland

Most Affordable Colleges in Maryland for 2026

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Which colleges are most affordable for Maryland residents ? The answer may surprise you.
These rankings of the most affordable colleges for Maryland residents are based on the estimated net price for a "typical" middle class family living in the state of Maryland.
Note: Net price is the actual cost of the school paid by the student and family, after factoring in merit and grant aid from the college federal programs and work study.The net prices displayed in these rankings are College Raptor's estimates.

“Typical” middle class family values used in the Net Price estimates on this page are:

  • Number of people in family: 4
  • Number of students in college: 1
  • Total income: $80,000
  • Total assets: $50,000
Maryland
Rank Institution Typical Net Price Sticker Price % Savings Undergraduates Est. Median SAT Acceptance Rate Save
1 United States Naval Academy 0 0 0 4,465 1314 0.0936
#1

#1 Middle Class Affordability Rankings

United States Naval Academy
Annapolis, MD

Sticker Price

--

% Savings

--

Undergraduates

4,465

Est. Median SAT

1,314

Acceptance Rate

9.4 %

2 Johns Hopkins University 5800 87700 0.934 6,328 1543 0.0644
#2

#2 Middle Class Affordability Rankings

Johns Hopkins University
Baltimore, MD

Sticker Price

$87,700

% Savings

93%

Undergraduates

6,328

Est. Median SAT

1,543

Acceptance Rate

6.4 %

3 Coppin State University 9800 32800 0.7024 1,810 950 0.4956
#3

#3 Middle Class Affordability Rankings

Coppin State University
Baltimore, MD

Sticker Price

$32,800

% Savings

70%

Undergraduates

1,810

Est. Median SAT

950

Acceptance Rate

49.6 %

4 Washington Adventist University 14400 36900 0.6091 605 950 0.4536
#4

#4 Middle Class Affordability Rankings

Washington Adventist University
Takoma Park, MD

Sticker Price

$36,900

% Savings

61%

Undergraduates

605

Est. Median SAT

950

Acceptance Rate

45.4 %

5 University of Maryland Eastern Shore 14500 26600 0.453 2,233 930 0.9036
#5

#5 Middle Class Affordability Rankings

University of Maryland Eastern Shore
Princess Anne, MD

Sticker Price

$26,600

% Savings

45%

Undergraduates

2,233

Est. Median SAT

930

Acceptance Rate

90.4 %

6 Frostburg State University 15100 27000 0.4425 2,619 1082 0.892
#6

#6 Middle Class Affordability Rankings

Frostburg State University
Frostburg, MD

Sticker Price

$27,000

% Savings

44%

Undergraduates

2,619

Est. Median SAT

1,082

Acceptance Rate

89.2 %

7 Morgan State University 16500 19700 0.1598 9,027 965 0.8223
#7

#7 Middle Class Affordability Rankings

Morgan State University
Baltimore, MD

Sticker Price

$19,700

% Savings

16%

Undergraduates

9,027

Est. Median SAT

965

Acceptance Rate

82.2 %

8 University of Maryland Global Campus 16800 29700 0.4357 76,378 0 0.7633
#8

#8 Middle Class Affordability Rankings

University of Maryland Global Campus
Adelphi, MD

Sticker Price

$29,700

% Savings

44%

Undergraduates

76,378

Est. Median SAT

--

Acceptance Rate

76.3 %

9 St. Mary's College of Maryland 18000 53300 0.6628 1,632 1254 0.6863
#9

#9 Middle Class Affordability Rankings

St. Mary's College of Maryland
St. Mary's City, MD

Sticker Price

$53,300

% Savings

66%

Undergraduates

1,632

Est. Median SAT

1,254

Acceptance Rate

68.6 %

10 Towson University 18300 30000 0.3909 16,264 1093 0.8198
#10

#10 Middle Class Affordability Rankings

Towson University
Towson, MD

Sticker Price

$30,000

% Savings

39%

Undergraduates

16,264

Est. Median SAT

1,093

Acceptance Rate

82.0 %

11 Bowie State University 18900 28800 0.3451 5,136 875 0.75
#11

#11 Middle Class Affordability Rankings

Bowie State University
Bowie, MD

Sticker Price

$28,800

% Savings

35%

Undergraduates

5,136

Est. Median SAT

875

Acceptance Rate

75.0 %

12 McDaniel College 20800 61700 0.6623 1,631 1155 0.7793
#12

#12 Middle Class Affordability Rankings

McDaniel College
Westminster, MD

Sticker Price

$61,700

% Savings

66%

Undergraduates

1,631

Est. Median SAT

1,155

Acceptance Rate

77.9 %

13 University of Maryland-College Park 20900 27100 0.2268 30,994 1456 0.448
#13

#13 Middle Class Affordability Rankings

University of Maryland-College Park
College Park, MD

Sticker Price

$27,100

% Savings

23%

Undergraduates

30,994

Est. Median SAT

1,456

Acceptance Rate

44.8 %

14 University of Maryland-Baltimore County 22200 28000 0.2086 10,767 1326 0.7243
#14

#14 Middle Class Affordability Rankings

University of Maryland-Baltimore County
Baltimore, MD

Sticker Price

$28,000

% Savings

21%

Undergraduates

10,767

Est. Median SAT

1,326

Acceptance Rate

72.4 %

15 Notre Dame of Maryland University 23300 60500 0.6152 686 1030 0.8649
#15

#15 Middle Class Affordability Rankings

Notre Dame of Maryland University
Baltimore, MD

Sticker Price

$60,500

% Savings

62%

Undergraduates

686

Est. Median SAT

1,030

Acceptance Rate

86.5 %

16 Hood College 26700 71400 0.6266 1,198 1055 0.7777
#16

#16 Middle Class Affordability Rankings

Hood College
Frederick, MD

Sticker Price

$71,400

% Savings

63%

Undergraduates

1,198

Est. Median SAT

1,055

Acceptance Rate

77.8 %

17 Mount St. Mary's University 26800 61400 0.5637 1,831 1164 0.7381
#17

#17 Middle Class Affordability Rankings

Mount St. Mary's University
Emmitsburg, MD

Sticker Price

$61,400

% Savings

56%

Undergraduates

1,831

Est. Median SAT

1,164

Acceptance Rate

73.8 %

18 Goucher College 27700 77000 0.6397 977 1228 0.777
#18

#18 Middle Class Affordability Rankings

Goucher College
Baltimore, MD

Sticker Price

$77,000

% Savings

64%

Undergraduates

977

Est. Median SAT

1,228

Acceptance Rate

77.7 %

19 Salisbury University 27800 28700 0.0329 6,288 1250 0.8747
#19

#19 Middle Class Affordability Rankings

Salisbury University
Salisbury, MD

Sticker Price

$28,700

% Savings

3%

Undergraduates

6,288

Est. Median SAT

1,250

Acceptance Rate

87.5 %

20 Loyola University Maryland 30000 75000 0.5994 3,843 1309 0.7549
#20

#20 Middle Class Affordability Rankings

Loyola University Maryland
Baltimore, MD

Sticker Price

$75,000

% Savings

60%

Undergraduates

3,843

Est. Median SAT

1,309

Acceptance Rate

75.5 %

21 Washington College 32500 77400 0.5797 916 1272 0.5689
#21

#21 Middle Class Affordability Rankings

Washington College
Chestertown, MD

Sticker Price

$77,400

% Savings

58%

Undergraduates

916

Est. Median SAT

1,272

Acceptance Rate

56.9 %

22 St. John's College 36600 53900 0.3218 471 1357 0.5514
#22

#22 Middle Class Affordability Rankings

St. John's College
Annapolis, MD

Sticker Price

$53,900

% Savings

32%

Undergraduates

471

Est. Median SAT

1,357

Acceptance Rate

55.1 %

23 Stevenson University 39200 59900 0.3462 3,087 1100 0.7891
#23

#23 Middle Class Affordability Rankings

Stevenson University
Owings Mills, MD

Sticker Price

$59,900

% Savings

35%

Undergraduates

3,087

Est. Median SAT

1,100

Acceptance Rate

78.9 %

24 Maryland Institute College of Art 59700 71200 0.1609 1,324 1196 0.7729
#24

#24 Middle Class Affordability Rankings

Maryland Institute College of Art
Baltimore, MD

Sticker Price

$71,200

% Savings

16%

Undergraduates

1,324

Est. Median SAT

1,196

Acceptance Rate

77.3 %

School data is from 2022–2023 (top 500 results shown) for schools with at least 100 undergraduate students.

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