Middle Class Affordability Rankings™ - State of Kentucky

Most Affordable Colleges for Kentucky Residents for 2027

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Which colleges are most affordable for Kentucky residents ? The answer may surprise you.
These rankings of the most affordable colleges for Kentucky residents are based on the estimated net price for a "typical" middle class family living in the state of Kentucky.
Note: Net price is the actual cost of the school paid by the student and family, after factoring in merit and grant aid from the college federal programs and work study.The net prices displayed in these rankings are College Raptor's estimates.

“Typical” middle class family values used in the Net Price estimates on this page are:

Number of people in family: 4
Number of students in college: 1
Total income: $80,000
Total assets: $50,000

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Kentucky

Rank	Institution	Typical Net Price	Sticker Price	% Savings	Undergraduates	Est. Median SAT	Acceptance Rate	Save
1	Northern Kentucky University	7700	25900	0.704	10,136	1110	0.9666	#1 #1 Middle Class Affordability Rankings Northern Kentucky University Highland Heights, KY Typical Net Price $7,700 • Sign in to see your Estimated Net Price Sticker Price $25,900 % Savings 70% Undergraduates 10,136 Est. Median SAT 1,110 Acceptance Rate 96.7 %
2	Morehead State University	8100	26400	0.6921	7,941	1080	0.8328	#2 #2 Middle Class Affordability Rankings Morehead State University Morehead, KY Typical Net Price $8,100 • Sign in to see your Estimated Net Price Sticker Price $26,400 % Savings 69% Undergraduates 7,941 Est. Median SAT 1,080 Acceptance Rate 83.3 %
3	Kentucky State University	9500	27400	0.6544	1,793	865	0.9608	#3 #3 Middle Class Affordability Rankings Kentucky State University Frankfort, KY Typical Net Price $9,500 • Sign in to see your Estimated Net Price Sticker Price $27,400 % Savings 65% Undergraduates 1,793 Est. Median SAT 865 Acceptance Rate 96.1 %
4	Western Kentucky University	10400	27500	0.6226	13,732	1090	0.9145	#4 #4 Middle Class Affordability Rankings Western Kentucky University Bowling Green, KY Typical Net Price $10,400 • Sign in to see your Estimated Net Price Sticker Price $27,500 % Savings 62% Undergraduates 13,732 Est. Median SAT 1,090 Acceptance Rate 91.5 %
5	Eastern Kentucky University	11000	22900	0.5212	13,448	1075	0.9683	#5 #5 Middle Class Affordability Rankings Eastern Kentucky University Richmond, KY Typical Net Price $11,000 • Sign in to see your Estimated Net Price Sticker Price $22,900 % Savings 52% Undergraduates 13,448 Est. Median SAT 1,075 Acceptance Rate 96.8 %
6	Georgetown College	11600	86600	0.8665	1,123	1145	0.9337	#6 #6 Middle Class Affordability Rankings Georgetown College Georgetown, KY Typical Net Price $11,600 • Sign in to see your Estimated Net Price Sticker Price $86,600 % Savings 87% Undergraduates 1,123 Est. Median SAT 1,145 Acceptance Rate 93.4 %
7	Brescia University	13000	71300	0.8179	545	1090	0.3524	#7 #7 Middle Class Affordability Rankings Brescia University Owensboro, KY Typical Net Price $13,000 • Sign in to see your Estimated Net Price Sticker Price $71,300 % Savings 82% Undergraduates 545 Est. Median SAT 1,090 Acceptance Rate 35.2 %
8	University of the Cumberlands	13400	26400	0.4903	7,612	1025	0.9881	#8 #8 Middle Class Affordability Rankings University of the Cumberlands Williamsburg, KY Typical Net Price $13,400 • Sign in to see your Estimated Net Price Sticker Price $26,400 % Savings 49% Undergraduates 7,612 Est. Median SAT 1,025 Acceptance Rate 98.8 %
9	Centre College	13500	70200	0.8081	1,385	1323	0.4816	#9 #9 Middle Class Affordability Rankings Centre College Danville, KY Typical Net Price $13,500 • Sign in to see your Estimated Net Price Sticker Price $70,200 % Savings 81% Undergraduates 1,385 Est. Median SAT 1,323 Acceptance Rate 48.2 %
10	Murray State University	15300	27000	0.4351	8,217	1124	0.8413	#10 #10 Middle Class Affordability Rankings Murray State University Murray, KY Typical Net Price $15,300 • Sign in to see your Estimated Net Price Sticker Price $27,000 % Savings 44% Undergraduates 8,217 Est. Median SAT 1,124 Acceptance Rate 84.1 %
11	Bellarmine University	15600	66100	0.7641	2,365	1134	0.9371	#11 #11 Middle Class Affordability Rankings Bellarmine University Louisville, KY Typical Net Price $15,600 • Sign in to see your Estimated Net Price Sticker Price $66,100 % Savings 76% Undergraduates 2,365 Est. Median SAT 1,134 Acceptance Rate 93.7 %
12	Lindsey Wilson University	16000	45800	0.6497	1,738	1035	0	#12 #12 Middle Class Affordability Rankings Lindsey Wilson University Columbia, KY Typical Net Price $16,000 • Sign in to see your Estimated Net Price Sticker Price $45,800 % Savings 65% Undergraduates 1,738 Est. Median SAT -- Acceptance Rate --
13	Simmons College of Kentucky	17500	30200	0.4211	504	805	1	#13 #13 Middle Class Affordability Rankings Simmons College of Kentucky Louisville, KY Typical Net Price $17,500 • Sign in to see your Estimated Net Price Sticker Price $30,200 % Savings 42% Undergraduates 504 Est. Median SAT 805 Acceptance Rate 100.0 %
14	Asbury University	17600	50700	0.6524	2,066	1157	0.954	#14 #14 Middle Class Affordability Rankings Asbury University Wilmore, KY Typical Net Price $17,600 • Sign in to see your Estimated Net Price Sticker Price $50,700 % Savings 65% Undergraduates 2,066 Est. Median SAT 1,157 Acceptance Rate 95.4 %
14	University of Louisville	17600	29100	0.3956	17,916	1134	0.7921	#14 #14 Middle Class Affordability Rankings University of Louisville Louisville, KY Typical Net Price $17,600 • Sign in to see your Estimated Net Price Sticker Price $29,100 % Savings 40% Undergraduates 17,916 Est. Median SAT 1,134 Acceptance Rate 79.2 %
16	Alice Lloyd College	18000	45500	0.6055	589	1000	0.7523	#16 #16 Middle Class Affordability Rankings Alice Lloyd College Pippa Passes, KY Typical Net Price $18,000 • Sign in to see your Estimated Net Price Sticker Price $45,500 % Savings 61% Undergraduates 589 Est. Median SAT 1,000 Acceptance Rate 75.2 %
17	Kentucky Wesleyan College	18100	56200	0.6781	892	1015	0.7178	#17 #17 Middle Class Affordability Rankings Kentucky Wesleyan College Owensboro, KY Typical Net Price $18,100 • Sign in to see your Estimated Net Price Sticker Price $56,200 % Savings 68% Undergraduates 892 Est. Median SAT 1,015 Acceptance Rate 71.8 %
18	Campbellsville University	18500	40800	0.547	6,848	1075	0.7974	#18 #18 Middle Class Affordability Rankings Campbellsville University Campbellsville, KY Typical Net Price $18,500 • Sign in to see your Estimated Net Price Sticker Price $40,800 % Savings 55% Undergraduates 6,848 Est. Median SAT 1,075 Acceptance Rate 79.7 %
19	University of Kentucky	18900	36500	0.4814	25,535	1193	0.9294	#19 #19 Middle Class Affordability Rankings University of Kentucky Lexington, KY Typical Net Price $18,900 • Sign in to see your Estimated Net Price Sticker Price $36,500 % Savings 48% Undergraduates 25,535 Est. Median SAT 1,193 Acceptance Rate 92.9 %
20	Union Commonwealth University	19600	90400	0.7828	775	980	0.6315	#20 #20 Middle Class Affordability Rankings Union Commonwealth University Barbourville, KY Typical Net Price $19,600 • Sign in to see your Estimated Net Price Sticker Price $90,400 % Savings 78% Undergraduates 775 Est. Median SAT 980 Acceptance Rate 63.2 %
21	Thomas More University	20500	82800	0.7527	2,126	1180	0.9035	#21 #21 Middle Class Affordability Rankings Thomas More University Crestview Hills, KY Typical Net Price $20,500 • Sign in to see your Estimated Net Price Sticker Price $82,800 % Savings 75% Undergraduates 2,126 Est. Median SAT 1,180 Acceptance Rate 90.4 %
22	Transylvania University	21400	63500	0.6629	950	1203	0.6605	#22 #22 Middle Class Affordability Rankings Transylvania University Lexington, KY Typical Net Price $21,400 • Sign in to see your Estimated Net Price Sticker Price $63,500 % Savings 66% Undergraduates 950 Est. Median SAT 1,203 Acceptance Rate 66.1 %
23	University of Pikeville	24300	34800	0.3007	1,164	1070	0.8967	#23 #23 Middle Class Affordability Rankings University of Pikeville Pikeville, KY Typical Net Price $24,300 • Sign in to see your Estimated Net Price Sticker Price $34,800 % Savings 30% Undergraduates 1,164 Est. Median SAT 1,070 Acceptance Rate 89.7 %
24	Kentucky Christian University	24400	47900	0.4899	497	1075	0.6091	#24 #24 Middle Class Affordability Rankings Kentucky Christian University Grayson, KY Typical Net Price $24,400 • Sign in to see your Estimated Net Price Sticker Price $47,900 % Savings 49% Undergraduates 497 Est. Median SAT 1,075 Acceptance Rate 60.9 %
24	Spalding University	24400	70500	0.6538	718	980	0.9945	#24 #24 Middle Class Affordability Rankings Spalding University Louisville, KY Typical Net Price $24,400 • Sign in to see your Estimated Net Price Sticker Price $70,500 % Savings 65% Undergraduates 718 Est. Median SAT 980 Acceptance Rate 99.5 %
26	Midway University	30500	50900	0.4016	1,796	1110	0.9681	#26 #26 Middle Class Affordability Rankings Midway University Midway, KY Typical Net Price $30,500 • Sign in to see your Estimated Net Price Sticker Price $50,900 % Savings 40% Undergraduates 1,796 Est. Median SAT 1,110 Acceptance Rate 96.8 %
27	Berea College	68600	68700	0.0005	1,529	1209	0.1567	#27 #27 Middle Class Affordability Rankings Berea College Berea, KY Typical Net Price $68,600 • Sign in to see your Estimated Net Price Sticker Price $68,700 % Savings 0% Undergraduates 1,529 Est. Median SAT 1,209 Acceptance Rate 15.7 %