Middle Class Affordability Rankings™ - State of Kentucky

Most Affordable Colleges for Kentucky Residents for 2027

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Which colleges are most affordable for Kentucky residents ? The answer may surprise you.
These rankings of the most affordable colleges for Kentucky residents are based on the estimated net price for a "typical" middle class family living in the state of Kentucky.
Note: Net price is the actual cost of the school paid by the student and family, after factoring in merit and grant aid from the college federal programs and work study.The net prices displayed in these rankings are College Raptor's estimates.

“Typical” middle class family values used in the Net Price estimates on this page are:

  • Number of people in family: 4
  • Number of students in college: 1
  • Total income: $80,000
  • Total assets: $50,000
Kentucky
Rank Institution Typical Net Price Sticker Price % Savings Undergraduates Est. Median SAT Acceptance Rate Save
1 Kentucky State University 9300 17500 0.4647 1,793 865 0.9608
#1

#1 Middle Class Affordability Rankings

Kentucky State University
Frankfort, KY

Sticker Price

$17,500

% Savings

46%

Undergraduates

1,793

Est. Median SAT

865

Acceptance Rate

96.1 %

2 Georgetown College 11700 60500 0.8065 1,123 1145 0.9337
#2

#2 Middle Class Affordability Rankings

Georgetown College
Georgetown, KY

Sticker Price

$60,500

% Savings

81%

Undergraduates

1,123

Est. Median SAT

1,145

Acceptance Rate

93.4 %

3 Eastern Kentucky University 11900 22900 0.4819 13,448 1075 0.9683
#3

#3 Middle Class Affordability Rankings

Eastern Kentucky University
Richmond, KY

Sticker Price

$22,900

% Savings

48%

Undergraduates

13,448

Est. Median SAT

1,075

Acceptance Rate

96.8 %

4 Western Kentucky University 13100 27000 0.514 13,732 1090 0.9145
#4

#4 Middle Class Affordability Rankings

Western Kentucky University
Bowling Green, KY

Sticker Price

$27,000

% Savings

51%

Undergraduates

13,732

Est. Median SAT

1,090

Acceptance Rate

91.5 %

5 Centre College 13700 70200 0.8052 1,385 1323 0.4816
#5

#5 Middle Class Affordability Rankings

Centre College
Danville, KY

Sticker Price

$70,200

% Savings

81%

Undergraduates

1,385

Est. Median SAT

1,323

Acceptance Rate

48.2 %

5 University of the Cumberlands 13700 26400 0.4798 7,612 1025 0.9881
#5

#5 Middle Class Affordability Rankings

University of the Cumberlands
Williamsburg, KY

Sticker Price

$26,400

% Savings

48%

Undergraduates

7,612

Est. Median SAT

1,025

Acceptance Rate

98.8 %

7 Northern Kentucky University 14900 25900 0.426 10,136 1110 0.9666
#7

#7 Middle Class Affordability Rankings

Northern Kentucky University
Highland Heights, KY

Sticker Price

$25,900

% Savings

43%

Undergraduates

10,136

Est. Median SAT

1,110

Acceptance Rate

96.7 %

8 Brescia University 15200 57000 0.7338 545 1090 0.3524
#8

#8 Middle Class Affordability Rankings

Brescia University
Owensboro, KY

Sticker Price

$57,000

% Savings

73%

Undergraduates

545

Est. Median SAT

1,090

Acceptance Rate

35.2 %

9 Murray State University 15500 27000 0.4249 8,217 1124 0.8413
#9

#9 Middle Class Affordability Rankings

Murray State University
Murray, KY

Sticker Price

$27,000

% Savings

42%

Undergraduates

8,217

Est. Median SAT

1,124

Acceptance Rate

84.1 %

10 Bellarmine University 15600 66100 0.7641 2,365 1134 0.9371
#10

#10 Middle Class Affordability Rankings

Bellarmine University
Louisville, KY

Sticker Price

$66,100

% Savings

76%

Undergraduates

2,365

Est. Median SAT

1,134

Acceptance Rate

93.7 %

11 Morehead State University 16100 28100 0.4257 7,941 1080 0.8328
#11

#11 Middle Class Affordability Rankings

Morehead State University
Morehead, KY

Sticker Price

$28,100

% Savings

43%

Undergraduates

7,941

Est. Median SAT

1,080

Acceptance Rate

83.3 %

12 Simmons College of Kentucky 17500 30200 0.4211 504 805 1
#12

#12 Middle Class Affordability Rankings

Simmons College of Kentucky
Louisville, KY

Sticker Price

$30,200

% Savings

42%

Undergraduates

504

Est. Median SAT

805

Acceptance Rate

100.0 %

13 Asbury University 17600 50700 0.6524 2,066 1157 0.954
#13

#13 Middle Class Affordability Rankings

Asbury University
Wilmore, KY

Sticker Price

$50,700

% Savings

65%

Undergraduates

2,066

Est. Median SAT

1,157

Acceptance Rate

95.4 %

14 University of Louisville 18100 29100 0.3784 17,916 1134 0.7921
#14

#14 Middle Class Affordability Rankings

University of Louisville
Louisville, KY

Sticker Price

$29,100

% Savings

38%

Undergraduates

17,916

Est. Median SAT

1,134

Acceptance Rate

79.2 %

15 Alice Lloyd College 18200 33200 0.4511 589 1000 0.7523
#15

#15 Middle Class Affordability Rankings

Alice Lloyd College
Pippa Passes, KY

Sticker Price

$33,200

% Savings

45%

Undergraduates

589

Est. Median SAT

1,000

Acceptance Rate

75.2 %

15 Lindsey Wilson University 18200 45800 0.6016 1,738 1035 0
#15

#15 Middle Class Affordability Rankings

Lindsey Wilson University
Columbia, KY

Sticker Price

$45,800

% Savings

60%

Undergraduates

1,738

Est. Median SAT

--

Acceptance Rate

--

17 Kentucky Wesleyan College 18300 56200 0.674 892 1015 0.7178
#17

#17 Middle Class Affordability Rankings

Kentucky Wesleyan College
Owensboro, KY

Sticker Price

$56,200

% Savings

67%

Undergraduates

892

Est. Median SAT

1,015

Acceptance Rate

71.8 %

18 Campbellsville University 19400 40800 0.5249 6,848 1075 0.7974
#18

#18 Middle Class Affordability Rankings

Campbellsville University
Campbellsville, KY

Sticker Price

$40,800

% Savings

52%

Undergraduates

6,848

Est. Median SAT

1,075

Acceptance Rate

79.7 %

19 Union Commonwealth University 20300 90400 0.7751 775 980 0.6315
#19

#19 Middle Class Affordability Rankings

Union Commonwealth University
Barbourville, KY

Sticker Price

$90,400

% Savings

78%

Undergraduates

775

Est. Median SAT

980

Acceptance Rate

63.2 %

20 Spalding University 23000 54800 0.58 718 980 0.9945
#20

#20 Middle Class Affordability Rankings

Spalding University
Louisville, KY

Sticker Price

$54,800

% Savings

58%

Undergraduates

718

Est. Median SAT

980

Acceptance Rate

99.5 %

21 Thomas More University 23400 61800 0.6215 2,126 1180 0.9035
#21

#21 Middle Class Affordability Rankings

Thomas More University
Crestview Hills, KY

Sticker Price

$61,800

% Savings

62%

Undergraduates

2,126

Est. Median SAT

1,180

Acceptance Rate

90.4 %

22 Kentucky Christian University 24200 47900 0.4941 497 1075 0.6091
#22

#22 Middle Class Affordability Rankings

Kentucky Christian University
Grayson, KY

Sticker Price

$47,900

% Savings

49%

Undergraduates

497

Est. Median SAT

1,075

Acceptance Rate

60.9 %

23 University of Pikeville 24300 34800 0.3007 1,164 1070 0.8967
#23

#23 Middle Class Affordability Rankings

University of Pikeville
Pikeville, KY

Sticker Price

$34,800

% Savings

30%

Undergraduates

1,164

Est. Median SAT

1,070

Acceptance Rate

89.7 %

24 Midway University 30700 50900 0.3962 1,796 1110 0.9681
#24

#24 Middle Class Affordability Rankings

Midway University
Midway, KY

Sticker Price

$50,900

% Savings

40%

Undergraduates

1,796

Est. Median SAT

1,110

Acceptance Rate

96.8 %

24 Transylvania University 30700 63500 0.5166 950 1203 0.6605
#24

#24 Middle Class Affordability Rankings

Transylvania University
Lexington, KY

Sticker Price

$63,500

% Savings

52%

Undergraduates

950

Est. Median SAT

1,203

Acceptance Rate

66.1 %

26 University of Kentucky 31400 36400 0.1379 25,535 1193 0.9294
#26

#26 Middle Class Affordability Rankings

University of Kentucky
Lexington, KY

Sticker Price

$36,400

% Savings

14%

Undergraduates

25,535

Est. Median SAT

1,193

Acceptance Rate

92.9 %

27 Berea College 68600 68700 0.0005 1,529 1209 0.1567
#27

#27 Middle Class Affordability Rankings

Berea College
Berea, KY

Sticker Price

$68,700

% Savings

0%

Undergraduates

1,529

Est. Median SAT

1,209

Acceptance Rate

15.7 %

School data is from 2023–2024 (top 500 results shown) for schools with at least 100 undergraduate students.

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